Commercial Financing Options for All of Your Real Estate Needs
Whether you are securing funding to begin a real estate venture or making improvements to an existing property, you need capital to cover expenses. At ROCBILT Commercial Lending, we understand that every project is important and unique. That is why we offer a wide variety of commercial real estate financing choices tailored specifically to you and your property.
Determining Your Needs
When considering funding choices, plan for your specific needs. Knowing your situation helps narrow down the best financing options for you. First, estimate how much money you require. Second, note whether you are financing an owner-occupied or investment property. When a business occupies more than half of the building, the property is considered owner-occupied.
Third, understand the difference between a recourse and non-recourse loan. If you fail to pay back a non-recourse loan, you only lose your collateral. With a recourse loan, your other assets may also be used to achieve full repayment of the loan.
Choosing the Best Financing Option for You
We offer a comprehensive portfolio of products to match your needs. Depending on your specific project, consider the following:
- Conventional – Funding up to $100,000,000 for investment and owner-occupied properties
- Construction – Loan amounts from $10,000,000 to $100,000,000+ for construction projects that have principles with equity
- International – Loans from $50,000,000 to $1,000,000,000 for international properties
- Equity and Mezzanine – Tailored loans from $5,000,000 to $100,000,000+
- Bridge – Loans $100,000,000 and below with interest-only amortization, 80 percent LTV and variable rates to 14 percent
- HUD and FHA – Up to $50,000,000 in funding with full amortization, non-recourse and fixed low rates
- SBA 7a and 504 – Competitive interest rates and up to 25-year terms for owner-occupied properties and hotels, both flagged and non-flagged
- Commercial Mortgage Backed Securities (CMBS) – Fixed terms, low interest rates and up to $50,000,000 in funding
Taking the Next Step
We can help you decide which financing option is best for you. Contact ROCBILT Commercial Lending today to set your next property venture in motion.